Family Lounge Access Finder

Tell it about your flight, your cards, and who's traveling with you — it tells you which lounge access paths you qualify for and roughly what it'll cost to bring everyone in. Version 1: built to be corrected. See the disclaimer below before you rely on it.

Read this first: The lounge-access rules below were researched from card-issuer pages and points/miles publications (Upgraded Points, AwardWallet, The Points Guy, NerdWallet, One Mile at a Time, AFAR) on August 15, 2026 — not from Amex, Capital One, or Chase's own official terms directly. These benefits change often and sometimes contradict each other across sources. Treat every dollar figure and guest count here as "probably right as of a few months ago," not gospel — verify anything cost-relevant against your card's official benefits guide before a trip that matters.
Specific things flagged as uncertain or actively conflicting
  • Chase Sapphire Reserve + Priority Pass guest count is contradictory between sources. One source says 2 free guests then $27 each; another says unlimited free guests. This tool uses the more conservative "2 free, then $27" figure — verify with Chase directly.
  • A "Chase cuts outside Priority Pass access to Sapphire Lounges" story carried an effective date of August 15, 2026 — which happens to be today, the day this was researched. That's a plausible real policy change, but the exact-match date is also consistent with a summarization artifact. Confirm directly with Chase before assuming it's in effect.
  • Domestic vs. international lounge access is airline- and route-specific in ways too granular to fully encode here (e.g., Alaska's first-class lounge access only applies on paid tickets over 2,000 miles; American generally excludes domestic first/business). This tool applies the general pattern, not every carrier exception.
  • Physical lounge locations aren't in this tool. It tells you which access programs you qualify for (Centurion, Priority Pass, Capital One Lounge, Chase Sapphire Lounge, alliance lounge), not whether one actually exists at your specific terminal. Cross-check with the Priority Pass app, Centurion Lounge locator, or the airport's own site.

1. The flight

2. Your cards and memberships

American Express Platinum (personal or business)
Grants Priority Pass Select + Centurion/Escape Lounge access
Capital One Venture X (primary cardholder)
Grants Capital One Lounge/Landings access + Priority Pass Select membership
Capital One Venture X — authorized user only (not the primary account)
Since Feb 2026, AUs need the primary to have paid a $125/yr add-on fee for lounge access — assumed paid if checked
Chase Sapphire Reserve (personal or business, primary or authorized user)
Grants Chase Sapphire Lounge access + Priority Pass Select membership
Standalone Priority Pass membership (not from a card above)
Paid membership on its own — no free guests by default
Some other card or membership with lounge access
e.g. Amex Business Platinum, Delta Reserve, a co-branded airline card, Priority Pass via employer

3. Who's traveling with you

Count yourself as the primary cardholder — don't include yourself in the fields below.